A practical framework for Singapore SMEs evaluating AI cost, PDPA compliance and readiness Quick answer: For most Singapore SMEs, yes, provided the organisation already controls access, information quality and has a Generative AI Acceptable Use Policy in place. Budget roughly US$3–US$7 per medium-complexity Cowork task on top of your existing Microsoft 365 Copilot licence. However, governance and accountability risks are real and they need to be addressed alongside Cowork imp